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Risk-Based Lending Credit Score Breakdown

A=690 and above

B=650 - 689

C=620 - 649

D=560 - 619

E=559 and below

Serving employees of the Kroger Delta Division

SHARE RATES

Rates effective as of 1/1/17


Share (Savings) & Vacation Club

Account Balance

APY*

$2500.00 and up

0.25%


* APY=Annual Percentage Yield
Rates may change after account is opened. A minimum balance of $2500.00
must be maintained to earn the annual percentage yield. Fees and other
conditions could reduce the earnings.



Share Certificates

$500.00 and Up in Even $100.00s

Term of Certificate

APY*

6 Months

0.50%

12 Months

0.50%

18 Months

0.75%


* APY=Annual Percentage Yield
A penalty equal to the accrued interest on the amount withdrawn will be
imposed if any funds are withdrawn before the maturity date.



Individual Retirement Account (IRA)

Account Balance

APY*

$25.00 and Up

1.00%



Christmas Club

Account Balance

APY*

$25.00 and Up

0.25%



Share Draft (Checking)

Account Balance

APY*

$2500.00 and Up

0.25%


* APY=Annual Percentage Yield
Rates may change after account is opened. A minimum balance of $2500.00
must be maintained to earn the annual percentage yield. Fees and other
conditions could reduce the earnings.



LOAN RATES

Rates effective as of 1/01/17


Collateral Loans

Rates as low as 1.50% APR
Refinance savings up to $5,000.00
Call Kemba for monthly promotion details 1-888-725-3622



Variable Rate Savings/Certificate Secured Loans

Loan rate is 2% above the savings/certificate rate and
changes whenever the savings/certificate rate changes
until the loan is paid in full.



Signature Loans

Promotional Rates as low as 4.99% APR
Call Kemba for details 1-888-725-3622



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©Copyright 2018 KEMBA Delta Federal Credit Union. All rights reserved.
3108 N Germantown Pkwy #106, Bartlett, TN 38133
(901) 795-9055, Toll Free 1-888-72KEMBA, Fax: (901) 795-9063

Equal Housing Lender

We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.

 
NCUA

Your savings are federally insured to at least $250,000
and backed by the full faith and credit of the United
States Government. National Credit Union
Administration, a U.S. Government Agency.